Ford Financing in Scottsboro, AL
Harbin Ford takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
We Make it Easy!

Should You Lease Your New Harbin Ford Vehicle?
Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.
Benefits of Financing
Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.


Flexible Credit Options
Harbin Ford can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?
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Harbin Ford Scottsboro Financing Department
Here at Harbin Ford Scottsboro, we realize that you may have many questions about the auto financing process. From the differences between buying vs. leasing a Ford to how to get a car loan in Alabama, there are a lot of things you might be wondering about. Fortunately, the auto finance experts at our Ford dealership near Dutton, Hollywood, Fackler and Langston, can walk you through the Ford financing process, help you value your trade-in and get you behind the wheel of your next vehicle for a great price.Â
If you're eager to get the car-buying process started, feel free to apply for Ford financing online. Then, stop by our Scottsboro Ford dealer, so we can chat with you and learn more about your financial situation. Whether you'd like to begin a new Ford lease or want to buy one of our used cars for sale near Dutton, Hollywood, Fackler and Langston, our goal is to get you the keys in no time. Plus, you can shop confidently thanks to our 3-day money-back guarantee!
Your privacy is important to us.
Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.
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Harbin Ford
564 Micah Way
Scottsboro, AL 35769
- Sales: 256-676-6930
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